TD BANK, NA - 2025 third_quarter

Financial Institutions/Investments/Securities

Commercial real estate finance Issues regarding implementation of Dodd-Frank Act Basel III capital standards Budget and fiscal policy Cybersecurity Fintech AML/BSA Data privacy Payments issues including Reg E Consumer issues Mergers & Acquisitions Sanctions Tariffs Digital Assets/Cryptocurrencies/Stablecoins Credit and debit interchange Bank risk management including capital and liquidity management Community Reinvestment Act Section 16 of the Securities Exchange Act Artificial Intelligence Open Banking Rate Caps Debanking and "operation choke point"

Consumer Financial Protection Bureau (CFPB)Federal Deposit Insurance Corporation (FDIC)Federal Reserve SystemHOUSE OF REPRESENTATIVESOffice of Management & Budget (OMB)Office of the Comptroller of the Currency (OCC)SENATETreasury, Dept of

Small Business

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Issues related to small business lending and SBA 7a program Dodd Frank Act Section 1071 small business data collection

HOUSE OF REPRESENTATIVESSENATESmall Business Administration (SBA)Treasury, Dept of

Taxation/Internal Revenue Code

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General tax policy Extension of expiring tax provisions New Markets Tax Credits (NMTC) International tax issues Low Income Housing Tax Credits (LIHTC)

HOUSE OF REPRESENTATIVESSENATETreasury, Dept of

Housing

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Discussions related to housing finance and GSE Reform

HOUSE OF REPRESENTATIVESOffice of Management & Budget (OMB)SENATETreasury, Dept of

2025 third_quarter Filing

Lobbying Activities (4)

Financial Institutions/Investments/Securities

Small Business

Taxation/Internal Revenue Code

Housing

Lobbyists (2)