2025 third_quarter Filing

H.R. 2840/S. 1299 - Housing Supply and Affordability Act: Establishes a task force to develop ways states and cities can reduce regulatory barriers and boost housing production across the country. H.R. 3696 - Fair and Equal housing Act: Codifies equal housing protections for LGBTQ+ Americans by adding sexual orientation and gender identity to the Fair Housing Act. H.R. 4023 - American Dream for All Act: Would create a downpayment-assistance shared-equity program to help first-time homebuyers. C.A.R. discussed the future of Fannie Mae and Freddie Mac, and potential efforts to take them out of conservatorship. C.A.R. discussed recent changes to California condo balcony inspection law and its impact on condo qualifications for conforming loans.

H.R. 1105 - the Disaster Resiliency and Coverage Act; The bill would incentivize and facilitate property mitigation and hardening efforts through tax incentives and grants to combat the rising costs of insurance. C.A.R. discussed increased costs and difficulty with obtaining homeowners insurance in California.