This is not an official government website.
Copyright © 2026 PLEJ LC. All rights reserved.
The bill gives States a faster, more flexible block-grant option to provide disaster housing and prepare for future events, but it shifts decision-making and risk to States — which can result in reduced direct FEMA aid for individuals, uneven assistance across households, and potential funding or capacity shortfalls.
States can receive a single, flexible block grant to provide temporary housing quickly after a major disaster, simplifying and speeding access to housing assistance for affected households.
States may use part of the block grant to cover reasonable administrative costs, helping them manage and distribute housing assistance more effectively.
Unused block grant funds can be redirected to preparedness and mitigation projects, enabling States to invest in measures that could reduce impacts from future disasters.
Households in States that accept the block grant lose individual eligibility for FEMA's section 408(c) assistance, reducing direct FEMA aid options for some families after a disaster.
Shifting aid decisions to the State level risks uneven or inconsistent assistance across households if State distribution rules differ from FEMA's individual eligibility standards.
If FEMA's initial cost assessments underestimate needs, States may face funding shortfalls and delays even with only one permitted adjustment request, slowing recovery.
Creates a new FEMA-administered block grant option that lets States receive lump-sum funding to provide temporary housing assistance after a presidential major disaster declaration instead of using the usual individual assistance program. FEMA must estimate the cost of temporary housing for each affected State, States apply for the block grant and may request one increase if needed, and States that accept the block grant cannot also make individuals eligible for the standard individual temporary housing assistance in the declared area. The bill allows leftover grant money to be used for preparedness or mitigation activities, requires States to submit spending and impact reports (including an initial disbursement plan and annual updates), and requires FEMA to report to Congress annually on program performance, costs, and recommended changes.
Introduced May 7, 2025 by Jared Moskowitz · Last progress May 7, 2025