Disaster Housing Flexibility Act of 2025

This bill lets FEMA create a new option for disaster housing help. After a major disaster, a state could choose to get one block grant—a single chunk of money—to run its own temporary housing program for survivors, instead of people applying to FEMA’s usual temporary housing program. FEMA would work with the state to estimate how much money is needed, including reasonable costs to manage and distribute the funds.

If a state uses this option, people in the disaster area would get temporary housing help through the state’s program, not the usual FEMA process. The state could ask for one increase if the first grant isn’t enough. Any money left after recovery could be used for preparedness or mitigation projects. The state must file progress and final reports, and FEMA must report each year on how the program is working.

• Who is affected: Disaster survivors and state governments after a major disaster.
• What changes: States can opt for a block grant to manage temporary housing help; survivors apply through the state program; one-time adjustment allowed if funds fall short; leftover funds can support preparedness or mitigation; required state and FEMA reports add oversight.
• When: After a major disaster, if and when a state chooses this option and submits an application that FEMA approves.