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This bill aims to sharply reduce homelessness by expanding rental help, building more supportive housing, and stopping landlords from rejecting renters because of how they pay. It grows Housing Choice Vouchers, funds outreach and services, adds major dollars to build and preserve affordable homes, and bans “source of income” discrimination under fair housing law . It also permanently supports federal homelessness programs and coordination across agencies, and lets nonprofits and faith-based groups compete for this funding.
More rental help comes first: 500,000 new vouchers in 2025, then larger rounds in 2026–2028. Starting in 2029, rental help becomes a guaranteed benefit that phases in over several years, reaching all low‑income families by 2033 . To make vouchers work better, the bill uses ZIP‑code‑level rent limits, allows help to cover security deposits and fees, and updates agency fees to improve leasing success . It invests $1 billion per year (2025–2029) in emergency grants, with most dollars required for permanent supportive housing and a Housing First approach, plus $100 million per year for outreach staff (not law enforcement) to connect people to care and housing . It adds $1 billion per year to the national Housing Trust Fund and caps tenant rent at 30% of income in those homes, with an early priority to house people who are homeless. It also puts $20 million into helping states link Medicaid and housing services to create more supportive housing options. The bill expands fair housing to protect renters who use vouchers, Social Security or SSI, child support, or other lawful income, boosts enforcement funding, and allows veteran preferences in housing programs . It removes certain old rules that blocked some people from getting help and gives funding priority to communities that decriminalize homelessness .
Key points
Revises the authorization of appropriations provision to remove a one-time specified FY2010 amount and instead authorize "such sums as may be necessary" for each fiscal year to carry out the title.
Amends subsection 1338(c)(7)(A) to (1) insert an "except that" clause specifying '(i) not less than 75 percent;' and (2) add a new clause (ii) requiring legally binding commitments that limit a family's rent contribution to no more than 30 percent of adjusted income.
Strikes subsection (b) of 42 U.S.C. 1437n (the income-targeting requirement) effective October 1, 2030.
Amends paragraph (1) of 42 U.S.C. 1437f(o) by modifying subparagraph (B) to reference a new subparagraph (F) and adding new subparagraph (F) to require the Secretary to establish area fair market rents for ZIP Code areas (small area FMRs), effective for fiscal year 2025 and each fiscal year thereafter, except for MSAs with vacancy rate 4% or less.
Amends section 6 of the United States Housing Act of 1937 by adding a new subparagraph (D) to subsection (q)(1) making that subsection inapplicable to applicants for, or families assisted under, the entitlement program for housing choice vouchers under section 3, and by striking material in subsection (s).
Amends 42 U.S.C. 13661 by inserting specified text before each place a given term appears and by adding a new subsection (f) that defines 'covered federally assisted housing' (referencing the meaning given in section 579 but excluding housing specified in subsection (a)(2)(B) of that section).
Amends 42 U.S.C. 13662 (section 577(a)) by adding additional flush material after paragraph (2) of subsection (a).
Redesignates section 491 (relating to rural housing stability grant program) as section 441.
Redesignates section 592 (relating to use of FMHA inventory for transitional housing and turnkey housing) as section 442.
Adds a new subsection (p) defining 'source of income' and enumerating covered forms of housing assistance and income sources.
And 5 more affected sections...
Referred to the Committee on Financial Services, and in addition to the Committee on the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Introduced August 5, 2025 by Maxine Waters · Last progress August 5, 2025
Referred to the Committee on Financial Services, and in addition to the Committee on the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Introduced in House