Lets mutual funds and their transfer agents temporarily delay an investor’s redemption request when they reasonably believe a “specified adult” is being financially exploited. It sets clear guardrails: limits the pause to 15 business days with one possible 10‑business‑day extension, requires notice to designated contacts, and mandates internal procedures and recordkeeping.

Funds must gather emergency contact information, keep detailed records, and follow written policies when using a delay. The Securities and Exchange Commission must consult with other financial regulators and report back to Congress within one year with recommendations to strengthen protections against financial exploitation.