H.R. 3230

119th CONGRESS 1st Session

To increase the asset thresholds at which financial institutions become subject to certain requirements, and for other purposes.

IN THE HOUSE OF REPRESENTATIVES · May 7, 2025 · Sponsor: Mr. Barr · Committee: Committee on Financial Services

Table of contents

• H.R. 3230
  • SEC. 1. Short title
  • SEC. 2. Increased asset thresholds

SEC. 1. Short title

• This Act may be cited as the Financial Institution Regulatory Tailoring Enhancement Act.

SEC. 2. Increased asset thresholds

• (a) Bureau Supervision
  • Section 1025(a) of the Consumer Financial Protection Act of 2010 () is amended by striking each place it occurs and inserting $50,000,000,000. 12 U.S.C. 5515
• (b) Volker rule requirements
  • Section 13(h)(1)(B)(i) of the Bank Holding Company Act of 1956 () is amended by striking striking0,000,000,000and inserting $50,000,000,000. 12 U.S.C. 1851(h)(1)(B)(i)
• (c) Qualified mortgage requirements
  • Section 129C(b)(F)(i) of the Truth in Lending Act () is amended by striking striking0,000,000,000and inserting $50,000,000,000. 15 U.S.C. 1639c(b)(F)(i)
• (d) Leverage and risk-Based capital requirements
  • Section 201(a)(3)(A) of the Economic Growth, Regulatory Relief, and Consumer Protection Act ( note (a)(3)(A)) is amended by striking striking0,000,000,000and inserting $50,000,000,000. 12 U.S.C. 5371