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Creates a nationwide HUD-run testing program to measure discriminatory treatment in rental, home-purchase, and mortgage markets based on protected characteristics and funds organizations to carry out testing, with reporting to Congress and standards for tester training. It also raises and re-targets funding for the Fair Housing Initiatives Program (FHIP), establishes a competitive HUD matching-grant program for studies and pilot projects about housing discrimination and segregation, and bars use of the new funds for political activity or lobbying. Requires HUD to contract with qualified fair-housing enforcement organizations, issue training and evaluation regulations within 180 days, and provide biennial and annual reports on testing and hotline/complaint contacts; authorizes multi-year funding levels for testing, FHIP, and the new grant program for FY2024–2028.
The bill significantly expands fair-housing enforcement, data collection, grants, and outreach—boosting protections and capacity for renters and marginalized communities—but does so with substantial new federal spending, added administrative burdens, potential limits on some local or small nonprofit approaches, and reputational and compliance risks for housing-market actors.
Renters, homebuyers, and protected-class communities will see stronger, evidence-based enforcement as HUD and funded private testers collect market-wide data and run coordinated testing to uncover discriminatory housing and mortgage practices.
Fair housing nonprofits and private enforcement groups gain stable, multi-year grant funding and increased capacity to investigate, litigate, and assist victims of discrimination.
Renters and homebuyers will have clearer access to fair-housing information through a centralized HUD outreach program and expanded public awareness efforts.
Taxpayers face new and ongoing federal spending (multiple grant and program lines totaling tens of millions per year), increasing federal budget commitments.
HUD, grant recipients, and contractors will face added administrative, training, evaluation, and reporting burdens and tight implementation deadlines that could divert resources from other housing programs.
Landlords, lenders, brokers and other entities named by testing could face investigations, enforcement costs, and reputational harm from public reporting before adjudication.
Introduced January 3, 2025 by Al Green · Last progress January 3, 2025