H.R. 3472

119th CONGRESS 1st Session

To amend the National Housing Act and title 38, United States Code.

IN THE HOUSE OF REPRESENTATIVES · May 15, 2025 · Sponsor: Mr. Vargas

Table of contents

• H.R. 3472
  • SEC. 1. Short title
  • SEC. 2. DACA recipient eligibility
  • SEC. 3. DACA recipient eligibility
  • SEC. 4. Clarification of eligibility of a veteran who is a DACA recipient for a housing loan guaranteed by the Secretary of Veterans Affairs

SEC. 1. Short title

• This Act may be cited as the Housing Stability for Dreamers Act.

SEC. 2. DACA recipient eligibility

• (a) FHA
  • Section 203 of the National Housing Act () is amended by inserting after subsection (h) the following: 12 U.S.C. 1709
    • (i) DACA recipient eligibility
      • (1) In general
        • The Secretary may not—
          • prescribe terms that limit the eligibility of a single family mortgage for insurance under this title based in whole or in part on the status of the mortgagor as a DACA recipient; or
          • issue any limited denial of participation in the program for such insurance based in whole or in part on the status of the mortgagor as a DACA recipient.
      • (2) DACA recipient defined
        • For the purposes of this subsection, the term DACA recipient means an alien who, on the date of the enactment of this Act, is the recipient of deferred action pursuant to the memorandum of the Department of Homeland Security entitled . For the purposes of this subsection, the term means an alien who, on the date of the enactment of this Act, is the recipient of deferred action pursuant to the memorandum of the Department of Homeland Security entitled . Exercising Prosecutorial Discretion with Respect to Individuals Who Came to the United States as Children’ issued on June 15, 2012
• (b) Rural Housing Service
  • Section 501 of the Housing Act of 1949 () is amended by adding at the end the following: 42 U.S.C. 1472
    • (k) DACA recipient eligibility
      • (1) In general
        • The Secretary may not prescribe terms that limit eligibility for a single family mortgage made, insured, or guaranteed under this title because of the status of the mortgagor as a DACA recipient.
      • (2) DACA recipient defined
        • For the purposes of this paragraph, the term DACA recipient means an alien who, on the date of the enactment of this Act, is the recipient of deferred action pursuant to the memorandum of the Department of Homeland Security entitled issued on June 15, 2012. For the purposes of this paragraph, the term means an alien who, on the date of the enactment of this Act, is the recipient of deferred action pursuant to the memorandum of the Department of Homeland Security entitled issued on June 15, 2012. Exercising Prosecutorial Discretion with Respect to Individuals Who Came to the United States as Children
• (c) Fannie Mae
  • Section 302(b) of the National Housing Act () is amended by adding at the end the following: 12 U.S.C. 1717(b)
    • (8) DACA recipient eligibility
      • (A) In general
        • The corporation may not condition purchase of a single-family residence mortgage by the corporation under this subsection on the status of the borrower as a DACA recipient.
      • (B) DACA recipient defined
        • For the purposes of this paragraph, the term DACA recipient means an alien who, on the date of the enactment of this Act, is the recipient of deferred action pursuant to the memorandum of the Department of Homeland Security entitled issued on June 15, 2012. For the purposes of this paragraph, the term means an alien who, on the date of the enactment of this Act, is the recipient of deferred action pursuant to the memorandum of the Department of Homeland Security entitled issued on June 15, 2012. Exercising Prosecutorial Discretion with Respect to Individuals Who Came to the United States as Children
• (d) Freddie Mac
  • Section 305(a) of the Federal Home Loan Mortgage Corporation Act () is amended by adding at the end the following: 12 U.S.C. 1454
    • (6) DACA recipient eligibility
      • (A) In general
        • The Corporation may not condition purchase of a single-family residence mortgage by the corporation under this subsection on the status of the borrower as a DACA recipient.
      • (B) DACA recipient defined
        • For the purposes of this subsection, the term DACA recipient means an alien who, on the date of the enactment of this Act, is the recipient of deferred action pursuant to the memorandum of the Department of Homeland Security entitled issued on June 15, 2012. For the purposes of this subsection, the term means an alien who, on the date of the enactment of this Act, is the recipient of deferred action pursuant to the memorandum of the Department of Homeland Security entitled issued on June 15, 2012. Exercising Prosecutorial Discretion with Respect to Individuals Who Came to the United States as Children

SEC. 3. DACA recipient eligibility

• Section 214(a) of the Housing and Community Development Act of 1980 () is amended— 42 U.S.C. 1436a
  • in paragraph (6), by striking or at the end;
  • in paragraph (7), by striking the period at the end and inserting ; and
    • an alien who, on the date of the enactment of this Act, is the recipient of deferred action pursuant to the memorandum of the Department of Homeland Security entitled issued on June 15, 2012. Exercising Prosecutorial Discretion with Respect to Individuals Who Came to the United States as Children
  • by adding at the end the following:

SEC. 4. Clarification of eligibility of a veteran who is a DACA recipient for a housing loan guaranteed by the Secretary of Veterans Affairs

• Section 3702(a) of title 38, United States Code, is amended by adding at the end the following new paragraph:
  • Whether a veteran described in paragraph (2) is a DACA recipient (as such term is defined in section 203 of the National Housing Act ()) shall not affect the veteran’s entitlement to housing loan benefits under this chapter. 12 U.S.C. 1709