Sponsors (2)
The bill improves flood-mapping accuracy, updates, and real-time monitoring—boosting public safety, planning, and innovation—while diverting a portion of NFIP funds and raising privacy, security, and implementation-cost risks that must be managed.
Homeowners, renters, insurers, and local planners will get more accurate, parcel-level flood maps that FEMA must update regularly and produce to modern geodetic/GIS standards, improving risk awareness, insurance/mitigation decisions, and land-use planning.
Dedicating 5% of National Flood Insurance Fund (NFIF) revenues quarterly to mapping creates a sustained, predictable funding stream to keep maps and related systems current.
Improved stream gage networks and real-time hydrologic data will strengthen flood forecasting and emergency response, benefiting community safety and reducing flood losses.
Publishing parcel-level records that include owner names and addresses increases privacy and security risks for property owners and renters.
Redirecting 5% of NFIF revenues to mapping reduces funds available for other NFIP uses (claims, reserves), which could pressure program solvency or reduce payouts to policyholders.
Meeting technical/geodetic standards, densifying gage networks, and complying with new qualifications‑based procurement (QBS) rules may raise implementation costs and slow project timelines—particularly straining rural areas and grant recipients.
Based on analysis of 2 sections of legislative text.
Requires FEMA to add planimetric and parcel data to flood maps, update spatial references and accuracy, improve stream gages with USGS, publish geospatial data, and fund map upkeep from NFIP revenue.
Introduced September 9, 2025 by Troy Downing · Last progress September 9, 2025
Requires FEMA to modernize and improve National Flood Insurance Program (NFIP) rate maps by adding planimetric features and parcel ID data (and addresses when practical), updating maps to the newest national spatial reference, improving stream gage networks with USGS, and publishing a national public geospatial data repository. It also requires regular verification of maps, sets procurement rules for certain technical contracts, defines key mapping terms, and directs FEMA to set aside 5% of a specified NFIP revenue stream each quarter to create and maintain current rate maps.