Improving Diaper Affordability Act of 2025

This bill aims to make diapers more affordable. It would let people use common health and dependent care accounts to pay for diapers, including HSAs, FSAs, HRAs, and dependent care FSAs. It would also block states and cities from charging sales tax on diaper purchases. The bill explains why this matters: many families struggle to afford enough diapers, which can harm children’s health and strain family budgets.

Key points

• Who is affected: Parents and caregivers who buy diapers; people with HSAs, FSAs, HRAs, and dependent care FSAs; state and local governments that currently tax diapers.
• What changes: Diapers count as a medical expense for these accounts, so they can be paid for or reimbursed through them; sales tax on diapers would be banned nationwide.
• When: These changes apply to expenses paid or incurred after December 31, 2024 (so, starting in 2025).

Why it matters: Nearly half of families with young children report trouble affording diapers, which can lead to health problems for kids and lost work time for parents.