Locality-based Social Security Benefits Act of 2025

This bill would boost monthly Social Security checks for people who live in higher‑cost areas. It ties Social Security benefit amounts to the same “locality pay” percentages the federal government uses to raise pay in expensive regions. Your check would be increased by the local percentage for the area where you live when the raise is applied.

In short, if your city or region has a higher federal locality pay rate, your Social Security check would go up by that percent. The Social Security Administration would apply these increases based on where you live at the time of the change.

• Who is affected: People receiving retirement, survivor, or disability benefits under Social Security Title II.
• What changes: Monthly checks rise by the same local percentage used for federal employee pay in your area.
• When: Increases would occur when the federal locality pay rates are set and then applied to where you live at that time.