Payment Choice Act of 2025

This bill would require brick-and-mortar stores to accept cash for in-person purchases of goods and services. Its goal is to make sure U.S. paper money and coins are accepted as legal payment at physical businesses, rather than only allowing cards or apps. The text indicates a ban on retail businesses refusing cash payments.

• Who is affected: Brick-and-mortar retail businesses and customers who want to pay with cash.
• What changes: Stores could not refuse cash for in-person sales.