This bill aims to protect Social Security checks if the program’s trust funds run short. If either the retirement or disability trust fund can’t cover monthly benefits, it would automatically provide the money needed so people still get their full checks on time. It also requires the Social Security Administration to keep a field office in every county with more than 150,000 people, so more folks can get in‑person help.

If a trust fund can’t cover payments, the Social Security Administration must alert Congress, and Congress must quickly take up a plan to keep benefits whole. That plan cannot cut benefits or raise taxes on most people; if more money is needed, it must come from the ultra‑wealthy and corporations.

• Who is affected: People who receive Social Security retirement or disability benefits, and residents in counties with over 150,000 people who need in‑person SSA services.
• What changes: Full benefit payments are backed by automatic funding during a shortfall; Congress must fast‑track a solvency plan that doesn’t cut benefits or raise taxes on most people; SSA must maintain more local offices fileciteturn0file1turn0file2turn0file3.
• When: These protections apply during any period when a trust fund can’t cover benefits and after SSA certifies that shortfall to Congress.