VA Home Loan Awareness Act of 2025

This bill aims to make it easier for veterans and service members to learn about VA home loans when they apply for a mortgage. It would require a clear note on the standard mortgage application, right under the military service question, that says: “If yes, you may qualify for a VA Home Loan. Consult your lender regarding eligibility.” The housing regulator must put this rule in place within 6 months of the law taking effect.

It also tells a government watchdog to check, within 18 months, whether most lenders (at least 80%) are actually using this updated form with the new note.

• Who is affected: Homebuyers with military service and the lenders who use the standard mortgage form.
• What changes: The form will include a simple message pointing eligible borrowers to VA home loans.
• When: The rule must be set within 6 months after the law is enacted; a progress check happens by 18 months.