Sponsors (52)
The bill expands practical voter-registration access for renters and mortgage applicants through standardized, multilingual materials, while imposing modest administrative, compliance, and implementation costs on housing authorities, owners, lenders, and taxpayers.
Renters in federally assisted housing and people applying for mortgages are given clear, timely, and multilingual written information on how to register to vote and their voting rights, increasing practical access to voter registration.
Providing voter-registration information within five business days of a mortgage application ensures earlier, more reliable opportunities to register to vote for people engaging with housing finance.
A standardized, Election Assistance Commission–vetted format for the materials should improve the clarity, accuracy, and usability of voter-registration information distributed through housing and mortgage channels.
Property owners, public housing agencies, and mortgage lenders will incur additional administrative tasks and direct costs to produce, distribute, and translate the required statements.
Mandating distribution and formatting could create compliance burdens and risk of administrative disputes or penalties for agencies or owners unfamiliar with election-material requirements.
Taxpayers and federal housing programs may face modest new costs for printing, translating, and overseeing implementation of the materials.
Based on analysis of 2 sections of legislative text.
CFPB must produce a multilingual voter-registration/rights statement and federal housing and mortgage programs and creditors must distribute it to tenants, applicants, and owners at specified times.
Introduced August 5, 2025 by Nikema Williams · Last progress August 5, 2025
Requires the Consumer Financial Protection Bureau to create a plain-language, multilingual statement that explains how people can register to vote and their voting rights, and requires federal housing and mortgage-related programs and mortgage creditors to give that statement to tenants, voucher holders, mortgage applicants, and owners at specified times. The statement must be produced in English and the 10 Census-identified languages most common among people with limited English proficiency, posted on the CFPB website, and may be implemented through agency regulations; completing voter registration remains optional.