As used in this chapter—

((1)) the term “alternative mortgage transaction” means a loan or credit sale secured by an interest in residential real property, a dwelling, all stock allocated to a dwelling unit in a residential cooperative housing corporation, or a residential manufactured home (as that term is defined in ), in which the interest rate or finance charge may be adjusted or renegotiated, described and defined by applicable regulation; and

((2)) the term “housing creditor” means—

((A)) a depository institution, as defined in section 501(a)(2) of the Depository Institutions Deregulation and Monetary Control Act of 1980;

((B)) a lender approved by the Secretary of Housing and Urban Development for participation in any mortgage insurance program under the National Housing Act [ et seq.];

((C)) any person who regularly makes loans, credit sales, or advances secured by interests in properties referred to in paragraph (1); or

((D)) any transferee of any of them.