((a)) ** Limitations on liability** For any closed end consumer credit transaction that is secured by real property or a dwelling, that is subject to this subchapter, and that is consummated before , a creditor or any assignee of a creditor shall have no civil, administrative, or criminal liability under this subchapter for, and a consumer shall have no extended rescission rights under with respect to—

((1)) the creditor’s treatment, for disclosure purposes, of—

((A)) taxes described in ;

((B)) fees described in section 1605(e)(2) and (5) of this title;

((C)) fees and amounts referred to in the 3rd sentence of ; or

((D)) borrower-paid mortgage broker fees referred to in ;

((2)) the form of written notice used by the creditor to inform the obligor of the rights of the obligor under if the creditor provided the obligor with a properly dated form of written notice published and adopted by the Bureau or a comparable written notice, and otherwise complied with all the requirements of this section regarding notice; or

((3)) any disclosure relating to the finance charge imposed with respect to the transaction if the amount or percentage actually disclosed—

((A)) may be treated as accurate for purposes of this subchapter if the amount disclosed as the finance charge does not vary from the actual finance charge by more than $200;

((B)) may, under , be treated as accurate for purposes of ; or

((C)) is greater than the amount or percentage required to be disclosed under this subchapter.

((b)) ** Exceptions** Subsection (a) shall not apply to—

((1)) any individual action or counterclaim brought under this subchapter which was filed before ;

((2)) any class action brought under this subchapter for which a final order certifying a class was entered before ;

((3)) the named individual plaintiffs in any class action brought under this subchapter which was filed before ; or

((4)) any consumer credit transaction with respect to which a timely notice of rescission was sent to the creditor before .