((a)) ** In general** Notwithstanding any other provision of Federal or State law, a financial institution shall not be liable under any Federal or State law to any person for disclosing any financial record of an individual to a State child support enforcement agency attempting to establish, modify, or enforce a child support obligation of such individual, or for disclosing any such record to the Federal Parent Locator Service pursuant to .section 666(a)(17)(A) of this title
((b)) ** Prohibition of disclosure of financial record obtained by State child support enforcement agency** A State child support enforcement agency which obtains a financial record of an individual from a financial institution pursuant to subsection (a) may disclose such financial record only for the purpose of, and to the extent necessary in, establishing, modifying, or enforcing a child support obligation of such individual.
((c)) ** Civil damages for unauthorized disclosure**
((1)) ** Disclosure by State officer or employee** If any person knowingly, or by reason of negligence, discloses a financial record of an individual in violation of subsection (b), such individual may bring a civil action for damages against such person in a district court of the United States.
((2)) ** No liability for good faith but erroneous interpretation** No liability shall arise under this subsection with respect to any disclosure which results from a good faith, but erroneous, interpretation of subsection (b).
((3)) ** Damages** In any action brought under paragraph (1), upon a finding of liability on the part of the defendant, the defendant shall be liable to the plaintiff in an amount equal to the sum of—
((A)) the greater of—
((i)) $1,000 for each act of unauthorized disclosure of a financial record with respect to which such defendant is found liable; or
((ii)) the sum of—
((I)) the actual damages sustained by the plaintiff as a result of such unauthorized disclosure; plus
((II)) in the case of a willful disclosure or a disclosure which is the result of gross negligence, punitive damages; plus
((B)) the costs (including attorney’s fees) of the action.
((d)) ** Definitions** For purposes of this section—
((1)) ** Financial institution** The term “financial institution” means—
((A)) a depository institution, as defined in ;
((B)) an institution-affiliated party, as defined in ;
((C)) any Federal credit union or State credit union, as defined in , including an institution-affiliated party of such a credit union, as defined in ; and
((D)) any benefit association, insurance company, safe deposit company, money-market mutual fund, or similar entity authorized to do business in the State.
((2)) ** Financial record** The term “financial record” has the meaning given such term in .section 3401 of title 12