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This section captures a floor statement or debate entry. It mentions legislation such as Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt"., members such as Raphael Gamaliel Warnock.
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May 13, 2026
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Download official Senate Record PDFReturn to issue contextPROVIDING FOR CONGRESSIONAL DISAPPROVAL UNDER CHAPTER 8 OF TITLE 5,
FINANCIAL PROTECTION RELATING TO THE WITHDRAWAL OF THE RULE RELATING TO
“DEBT COLLECTION PRACTICES (REGULATION F); DECEPTIVE AND UNFAIR
COLLECTION OF MEDICAL DEBT”—Motion to Proceed
Mr. WARNOCK. Mr. President, I move to proceed to Calendar No. 393, S.J. Res. 141.
The PRESIDING OFFICER. The clerk will report.
The assistant legislative clerk read as follows:
Motion to proceed to Calendar No. 393, S.J. Res. 141, a
joint resolution providing for congressional disapproval
under chapter 8 of title 5, United States Code, of the rule
submitted by Bureau of Consumer Financial Protection relating
to the withdrawal of the rule relating to “Debt Collection
Practices (Regulation F); Deceptive and Unfair Collection of
Medical Debt”.
The PRESIDING OFFICER. There are 2 minutes of debate on the motion.
Mr. WARNOCK. I rise today in support of my resolution to restore the Consumer Financial Protection Bureau's rule restricting medical debt collections. This rule protected Americans from paying for medical services they did not receive or paying debt they already paid off.
Medical debt leaves Americans in serious financial jams. It wrecks lives. Folks go to the doctor one day for a bandage or some minor injury and end up leaving with a financial burden the size of a mortgage. It could happen to any one of us.
medical debt, to the tune of $855 per Georgian, in large part because of the State's refusal to expand Medicaid. In fact, more than a quarter of rural Georgians have medical collections on their credit report—one in four—and that is 10 percentage points higher than the national average.
Americans face more barriers as a result. Their mortgage costs increase. Their access to car loans can be restricted just because they got sick and went into debt for care.
administration defending the CFPB's work on protecting families from the consequences of medical debt. But the Trump administration's actions will make it easier for debt collectors to aggressively go after sick or struggling Americans and prey on families already saddled with medical debt. That is just cruel and unnecessary.
I encourage my colleagues to vote yes on this resolution.
I yield the floor.
Vote on Motion to Proceed
The PRESIDING OFFICER. The question is on agreeing to the motion to proceed.
Mr. WARNOCK. I ask for the yeas and nays.
The PRESIDING OFFICER. Is there a sufficient second?
There appears to be a sufficient second.
The clerk will call the roll.
The senior assistant legislative clerk called the roll.
The result was announced—yeas 50, nays 50, as follows:
Rollcall Vote No. 122 Leg.
YEAS—50
Alsobrooks
Baldwin
Bennet
Blumenthal
Blunt Rochester
Booker
Cantwell
Cassidy
Collins
Coons
Cortez Masto
Duckworth
Durbin
Fetterman
Gallego
Gillibrand
Hassan
Hawley
Heinrich
Hickenlooper
Hirono
Kaine
Kelly
Kim
King
Klobuchar
Lujan
Markey
Merkley
Murphy
Murray
Ossoff
Padilla
Peters
Reed
Rosen
Sanders
Schatz
Schiff
Schumer
Shaheen
Slotkin
Smith
Van Hollen
Warner
Warnock
Warren
Welch
Whitehouse
Wyden
NAYS—50
Armstrong
Banks
Barrasso
Blackburn
Boozman
Britt
Budd
Capito
Cornyn
Cotton
Cramer
Crapo
Cruz
Curtis
Daines
Ernst
Fischer
Graham
Grassley
Hagerty
Hoeven
Husted
Hyde-Smith
Johnson
Justice
Kennedy
Lankford
Lee
Lummis
Marshall
McConnell
McCormick
Moody
Moran
Moreno
Murkowski
Paul
Ricketts
Risch
Rounds
Schmitt
Scott (FL)
Scott (SC)
Sheehy
Sullivan
Thune
Tillis
Tuberville
Wicker
Young
The motion was rejected.
The PRESIDING OFFICER (Mr. Moreno). The Senator from Indiana.