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Congressional Daily Record
This section captures a floor statement or debate entry. It mentions legislation such as Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Name-Only Matching Procedures"., members such as Raphael Gamaliel Warnock.
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May 13, 2026
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Download official Senate Record PDFReturn to issue contextPROVIDING FOR CONGRESSIONAL DISAPPROVAL UNDER CHAPTER 8 OF TITLE 5,
FINANCIAL PROTECTION RELATING TO THE WITHDRAWAL OF THE RULE RELATING TO
“FAIR CREDIT REPORTING; NAME-ONLY MATCHING PROCEDURES”—Motion to
Proceed
Mr. WARNOCK. I move to proceed to Calendar No. 392, S.J. Res. 140.
The PRESIDING OFFICER. The clerk will report.
The senior assistant legislative clerk read as follows:
Motion to proceed to Calendar No. 392, S.J. Res. 140, a
joint resolution providing for congressional disapproval
under chapter 8 of title 5, United States Code, of the rule
submitted by the Bureau of Consumer Financial Protection
relating to the withdrawal of the rule relating to “Fair
Credit Reporting; Name-Only Matching Procedures”.
Mr. WARNOCK. Mr. President, I rise today in support of my resolution to restore CFPB guidance that prevented mistaken identity on credit reports, which can destroy someone's credit through no fault of their own.
of Americans. The difference between good credit and bad credit can decide whether someone gets a house, an apartment, or a job. It determines how much money they will spend in order to afford a house.
can result in you being denied a job or apartment based on the wrong person's criminal or eviction record—a case of mistaken identity. And by the time you figure out what went wrong and jump through all the hoops to fix the problem, it is often too late for that job or apartment.
problem by saying companies need more than just someone's name to identify someone, but the Trump administration has torn up this guidance and made the lives of ordinary folks harder—harder to get a job, harder to find an apartment. I don't get it.
this simple guidance to stop credit report mistaken identity by companies and debt collectors.
I yield the floor.
Vote on Motion to Proceed
The PRESIDING OFFICER. The question is on agreeing to the motion to proceed.
In the opinion of the Chair, the noes have it. The motion is rejected.
The motion was rejected.
The PRESIDING OFFICER. The Senator from Connecticut.