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Congressional Daily Record
This section is about changes proposed to a bill or resolution. It mentions members such as Raphael Gamaliel Warnock.
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June 23, 2026
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Download official Senate Record PDFReturn to issue contextSA 5944. Mr. WARNOCK submitted an amendment intended to be proposed by him to the bill S. 4784, to authorize appropriations for fiscal year 2027 for military activities of the Department of Defense, for military construction, and for defense activities of the Department of Energy, to prescribe military personnel strengths for such fiscal year, and for other purposes; which was ordered to lie on the table; as follows:
At the appropriate place, insert the following:
SEC. . ENHANCED PROTECTION AGAINST DEBT COLLECTOR
HARASSMENT OF SERVICEMEMBERS.
(a) Communication in Connection With Debt Collection.—
Section 805 of the Fair Debt Collection Practices Act (15
U.S.C. 1692c) is amended by adding at the end the following:
“(e) Communications Concerning Servicemember Debts.—
“(1) Definition.—In this subsection, the term `covered
individual' means—
“(A) a covered member or a dependent, as those terms are
defined in section 987(i) of title 10, United States Code;
“(B) an individual who was separated, discharged, or
released from duty described in subparagraph (A) or (B) of
section 987(i)(1) of title 10, United States Code, but only
during the 365-day period beginning on the date of
separation, discharge, or release;
“(C) a dependent described in subparagraph (A), (D), (E),
or (I) of section 1072(2) of title 10, United States Code, of
an individual described in subparagraph (B); or
“(D) a member of the Selected Reserve of the Ready Reserve
of the reserve components of the Armed Forces, as defined in
section 10143 of title 10, United States Code.
“(2) Prohibitions.—A debt collector may not, in
connection with the collection of any debt of a covered
individual—
“(A) threaten to have the covered individual reduced in
rank;
“(B) threaten to have the covered individual's security
clearance revoked; or
“(C) threaten to have the covered individual prosecuted
under chapter 47 of title 10, United States Code (commonly
known as the `Uniform Code of Military Justice').
“(3) Rule of construction.—Nothing in this subsection may
be construed to restrict the ability of a debt collector to
provide a covered individual with accurate and lawful
information regarding any debt owed by the covered individual
(including the amount of such a debt, the status of such a
debt, or the consequences of nonpayment with respect to such
a debt), if providing that information does not violate
paragraph (2) or any other provision of this title.”.
(b) Unfair Practices.—Section 808 of the Fair Debt
Collection Practices Act (15 U.S.C. 1692f) is amended by
adding at the end the following:
“(9) The representation to any covered individual (as
defined in section 805(e)(1)) that failure to cooperate with
a debt collector will result in—
“(A) a reduction in rank of the covered individual;
“(B) a revocation of the covered individual's security
clearance; or
“(C) prosecution under chapter 47 of title 10, United
States Code (commonly known as the `Uniform Code of Military
Justice').”.
(c) GAO Study.—
(1) Definition.—In this subsection, the term “covered
individual” has the meaning given the term in subsection (e)
of section 805 of the Fair Debt Collection Practices Act (15
U.S.C. 1692c), as added by this section.
(2) Requirement.—The Comptroller General of the United
States shall conduct a study and submit a report to Congress
on the impact of this section, and the amendments made by
this section, on—
(A) the timely delivery of information to a covered
individual;
(B) military readiness; and
(C) national security, including the extent to which
covered individuals with security clearances would be
impacted by uncollected debt.