Kidney Donation Anti-Discrimination Act

house

senate

president

Legislation Details

Prohibits life insurance providers from discriminating against individuals based on their status as living kidney donors.
Discrimination includes actions related to the offering, issuance, cancellation, pricing, or coverage of life insurance policies.
Discrimination is only permissible if there is evidence of additional actuarial risks unrelated to the individual’s status as a kidney donor.
Allows individuals harmed by discrimination to file a lawsuit for damages and attorney’s fees in federal district court.
Clarifies that the legislation does not preempt state or local laws that offer greater protections for living kidney donors.
Defines “life insurance policy” as a contract promising payment to a beneficiary upon the death of the insured.
Defines “living kidney donor” as an individual who has donated a kidney and is not deceased.

Prohibits life insurance providers from discriminating against individuals based on their status as living kidney donors.
Discrimination includes actions related to the offering, issuance, cancellation, pricing, or coverage of life insurance policies.
Discrimination is only permissible if there is evidence of additional actuarial risks unrelated to the individual’s status as a kidney donor.
Allows individuals harmed by discrimination to file a lawsuit for damages and attorney’s fees in federal district court.
Clarifies that the legislation does not preempt state or local laws that offer greater protections for living kidney donors.
Defines “life insurance policy” as a contract promising payment to a beneficiary upon the death of the insured.
Defines “living kidney donor” as an individual who has donated a kidney and is not deceased.