Blockchain Regulatory Certainty Act

This bill protects people who build or run blockchain software or services from being treated like money transmitters or banks, as long as they do not control users’ digital assets. In plain terms, if a developer or service can’t move your funds on their own, they shouldn’t be forced to get money‑transmitter or similar licenses. Control means having the solo, independent ability to spend a user’s digital assets.

It does not change intellectual property rules. States can still enforce their own laws if those laws match this policy, but they can’t enforce rules that conflict with it.

• Who is affected: blockchain software developers and service providers that help people use blockchain networks, including tools to send, receive, exchange, or store digital assets.
• What changes: non‑controlling developers and providers are not treated as money transmitters or financial institutions and don’t need those licenses or registrations.
• Key definitions: a “digital asset” is a type of property you can own and transfer directly to someone else without an intermediary; a “blockchain service” provides access for multiple users to a blockchain network.