The bill provides targeted financial protection for businesses and some relief and predictability for transportation projects, but does so by shifting and earmarking local and potentially federal funds and adding administrative rules that could strain budgets, slow projects, and produce uneven benefits.
Small businesses and nonprofits located near large federally funded transportation projects can be reimbursed for interruption-related operating costs (utilities, payroll, rent, lost income), helping them stay solvent during construction.
Project sponsors and local governments may credit BUMP Fund contributions toward the non‑Federal matching requirement, providing a flexible way to meet match rules and reduce matching shortfalls for large projects.
Sponsors must plan and disclose eligibility, outreach, and per‑entity caps in applications, increasing transparency and predictability for affected businesses before construction begins.
Local governments and project sponsors will need to set aside funds for BUMP (for large projects), which can raise upfront local costs, strain local budgets, complicate financing, and potentially delay or scale back projects.
Allowing BUMP contributions to count as the non‑Federal match may redirect money away from direct construction, community benefits, or other project elements—reducing funds available for the core project.
Permitting Federal funds to be deposited into BUMP Funds (at the Secretary's discretion) risks using taxpayer dollars to cover private losses and creates potential accounting and program‑integrity concerns.
Based on analysis of 5 sections of legislative text.
Requires large federally funded transportation projects to create BUMP funds to compensate nearby businesses and nonprofits for construction-related disruptions and establishes a one-time grant round.
Introduced July 23, 2025 by Jose Luis Correa · Last progress July 23, 2025
Requires sponsors of very large federally funded transportation projects to create dedicated “Business Uninterrupted Monetary Program” (BUMP) funds to provide payments to nearby private businesses and nonprofits harmed by project-related interruptions, and creates a one-time competitive grant round to provide relief to eligible covered entities. The bill sets dollar thresholds for when funds are required ($100 million for projects under the transit grant statute; $50 million for Federal-aid highway projects), defines eligible expenses (utilities, insurance, rent/mortgage, payroll, loss of income, and sponsor‑approved items), allows contributions to count toward non‑Federal shares subject to limits and waivers, and requires the Department of Transportation to implement the changes and run the competitive grant program within 270 days of enactment (individual grants capped at $10 million).