The bill provides a new, transparent pathway to reimburse businesses and relieve certain project cost overruns—helping affected small businesses and easing some local burdens—while imposing new set‑asides, administrative requirements, and discretionary rules that could strain local budgets, complicate project financing, and produce uneven outcomes.
Small businesses and nonprofits located next to large federally funded transportation projects can be reimbursed for interruption-related operating costs (utilities, payroll, rent, lost income), helping them stay solvent during construction.
Project sponsors and state/local governments can count BUMP Fund contributions toward the non‑Federal matching share, giving sponsors an additional flexible tool to meet match requirements for large federally aided projects.
A competitive grant program provides up to $10 million per eligible project to help cover cost overruns or ongoing construction costs for certain recent multi‑year projects, reducing the risk projects are abandoned and helping speed completion.
Local governments and project sponsors may need to set aside funds for BUMP (and in some formulations a substantial share of the non‑Federal match), raising upfront local costs, complicating financing, and potentially delaying or scaling back projects.
Allowing BUMP contributions to count toward the non‑Federal match risks diverting money away from direct construction, community benefits, or other project work if sponsors reallocate scarce local funds to meet match rules.
Adding BUMP administrative and compliance requirements increases project complexity and could slow approvals or construction timelines, imposing extra burden on state and local agencies.
Based on analysis of 5 sections of legislative text.
Requires large federally funded transit and highway projects to create BUMP funds to compensate businesses and nonprofits harmed by construction and sets a one‑round competitive grant program (grants ≤ $10M).
Official title: To require certain grant recipients of transit and highway transportation projects to establish and contribute to a business uninterrupted monetary program fund, and for other purposes.
Introduced July 23, 2025 by Jose Luis Correa · Last progress July 23, 2025
Requires sponsors of large federal transit and highway projects to establish a "Business Uninterrupted Monetary Program" (BUMP) fund to pay private businesses and nonprofits harmed by construction interruptions, allows certain deposits to count toward non‑Federal match subject to limits and waivers, and sets rules for eligible expenses, retention, reuse, and oversight. Also creates a short, one‑round competitive grant program to make awards (capped at $10 million each) to qualifying ongoing projects and directs the Secretary of Transportation to implement the new requirements within 270 days of enactment.