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Makes federal debris removal eligible for units inside condominiums, homeowners associations, housing cooperatives, and manufactured-home parks after a major disaster when a State or local government issues a written finding that the debris threatens life, public health or safety, or the community’s economic recovery. Adds legal definitions for these housing types to the Stafford Act and requires the President to issue implementing rules that respect State and local definitions. Changes apply only to disasters declared on or after enactment.
The bill clarifies and expands FEMA eligibility and debris‑removal authority for condos, co‑ops, HOAs, and manufactured‑home parks—helping many communities and lower‑income park residents recover faster—while raising risks of uneven access across states, litigation and administrative burden, higher federal costs, and leaving pre‑enactment disaster survivors without the new benefits.
Owners and residents of condos, co-ops, HOAs, and manufactured-home parks gain clearer federal eligibility and legal definitions for Stafford Act assistance, which should speed determinations and claims processing for those properties.
Residents of common‑interest communities (condos, co-ops, HOAs, manufactured‑home parks) become eligible for FEMA‑authorized removal of dangerous debris after a state/local written determination, helping to remove hazards that impede recovery.
Communities and local economies can recover faster because FEMA‑authorized debris removal in these residential common‑interest areas reduces hazards that block rebuilding and commerce.
Homeowners in atypical or hybrid housing arrangements risk being excluded if their property doesn't match the new statutory definitions, which could delay or deny assistance for those households.
Variable state and local written determinations of what constitutes hazardous debris could produce uneven access to federal assistance across jurisdictions, leaving similar households treated differently depending on where they live.
If associations (condo/co‑op/HOA) are treated as primary recipients for certain assistance, individual unit owners and renters may face delays or disputes over how aid is distributed within the association.
Introduced December 1, 2025 by W. Greg Steube · Last progress December 1, 2025