Allows the U.S. Mint Director to change the metal composition of coins used in everyday transactions if a Mint study shows the change will save taxpayer money and cause minimal harm. Any new composition must keep the same diameter and weight and be compatible with most coin acceptors that detect electromagnetic signatures. The Director must seek input from industry stakeholders and give Congress advance notice; Congress has an opportunity to disapprove by joint resolution during a 90‑day waiting period following notice.

Also sets how the bill’s budget effects are determined for PAYGO rules, using the most recent Budget Committee statement for the Act that was entered for printing before the final passage vote.