The bill speeds and expands federally funded buyouts and relocations for selected at-risk properties—reducing future disaster losses and improving geographic equity—at the cost of increased federal spending, potential administrative strain on states/FEMA, and limited slots that leave many communities unserved.
Homeowners and local governments in selected communities can get FEMA-funded property acquisition and demolition/relocation assistance more quickly, enabling faster starts to buyouts or relocations of flood- or hazard-prone properties and reducing future disaster losses.
Communities chosen for the pilot can remove or relocate at-risk structures over a defined (up to 48-month) participation period, lowering long-term risk and potential future recovery costs for those communities.
Congress will receive annual evaluations on the pilot’s effectiveness and risks, improving federal oversight and informing future decisions about extension or permanence.
All taxpayers may face increased federal spending because the pilot is authorized 'such sums as necessary' to fund acquisitions, raising fiscal costs that could affect federal budgets or other priorities.
Many at-risk communities, homeowners, and rural or urban areas may be ineligible or face long waits because the pilot imposes participation time limits and regional/state caps, leaving significant unmet need.
Allowing local governments to apply directly could shift administrative, legal, and coordination burdens onto States and FEMA and complicate existing statutory roles and processes.
Based on analysis of 2 sections of legislative text.
Creates a time-limited FEMA pilot letting selected local governments apply directly for hazard-mitigation property acquisition, demolition, or relocation assistance, with selection limits and required reporting.
Creates a FEMA pilot program that lets selected local governments apply directly to FEMA for hazard-mitigation funding to buy properties, demolish structures, or relocate buildings in high-risk areas. The pilot limits selections by FEMA region and state, sets participation and program time limits, requires Federal Register application rules within one year, mandates annual congressional reports evaluating performance and risks, and authorizes whatever funds are necessary to run the pilot.
Introduced February 3, 2025 by James Lankford · Last progress February 3, 2025