Sponsors (11)
The bill extends and clarifies FEMA assistance for residents of condominiums, co‑ops, and manufactured‑home communities—speeding debris removal and shared‑infrastructure repairs and improving recovery predictability—while increasing federal costs and administrative complexity, which could slow aid or leave some residents disadvantaged by documentation or definitional gaps.
Residents of condominiums, cooperatives, and manufactured-home communities will be explicitly eligible for FEMA disaster assistance, including eligibility clarifications that cover debris removal and certain shared-element repairs after major disasters.
Homeowners, renters, and nearby communities will see faster hazardous debris removal after major disasters, reducing immediate public‑health and safety risks and lowering injury/exposure to disease.
Households in multi-unit and common-interest developments will benefit from federal help to repair shared infrastructure (roofs, elevators, utilities), which reduces displacement and speeds local economic and housing recovery.
Taxpayers and the federal budget could face higher costs because expanded eligibility and coverage of common-element repairs and debris removal will likely increase FEMA spending.
FEMA and community associations will face increased administrative complexity and workload to verify eligibility, pro rata shares, and qualifying communities, which could slow disaster response and raise processing overhead.
Individuals who cannot document ownership shares or pro rata responsibility (often low-income residents, renters, or seniors) may experience delays or denials of repairs and assistance due to documentation requirements.
Based on analysis of 5 sections of legislative text.
Allows FEMA to fund debris removal and repair of essential common elements in condos, co-ops, and manufactured housing communities after declared disasters with state/local determinations and documented pro rata shares.
Introduced January 31, 2025 by David Rouzer · Last progress January 31, 2025
Expands federal disaster assistance to certain shared-ownership housing by adding definitions for condominiums, housing cooperatives, residential common interest communities, and manufactured housing communities, and by directing disaster officials to treat debris removal from those properties as eligible emergency protective work when a state or local government certifies the wreckage threatens life, health, safety, or economic recovery. It also authorizes federal repair assistance for essential common elements (roofs, exterior walls, elevators, utility access, etc.) in those buildings or communities when an individual household’s pro rata share of those repair costs is documented. These changes apply only to major disasters or emergencies declared by the President on or after the law’s enactment date and require documentation and a written state or local determination before federal assistance is provided.