Expanding Access to Capital for Rural Job Creators Act

This bill aims to help small businesses in rural areas get better access to money for growth. It tells the Securities and Exchange Commission (SEC) to have its Office of the Advocate for Small Business Capital Formation study and report on the problems rural small businesses face when trying to raise funds, so those issues can be understood and addressed more effectively. The measure amends the Securities Exchange Act to support this focus on rural access to capital.

Key points:

• Who is affected: Small businesses in rural communities, and the SEC office that supports small business fundraising.
• What changes: The SEC’s small business advocate must report on funding challenges facing rural small businesses, with the goal of improving access to capital.
• Why it matters: Better information can lead to policies that help rural entrepreneurs get loans and investments, supporting local jobs and growth.