Summary

Expands TRICARE coverage to require that active-duty members of the Armed Forces (including reserve components) and their dependents be eligible for assisted reproductive services. Coverage must be provided regardless of whether infertility is related to a service-connected condition, how long a person has attempted conception, or the member’s or dependent’s sex, gender, sexual orientation, or marital status, and includes treatments such as intrauterine insemination, in‑vitro fertilization, and cryopreservation.

• Requires TRICARE to cover assisted reproductive services for active-duty members (including reserves) and their dependents.
• Bars denial of services based on service-connection, presence of a service-related injury/illness, infertility duration rules, sex, gender, sexual orientation, or marital status.
• Specifies covered services including intrauterine insemination, IVF, and cryopreservation of embryos/eggs/sperm.
• Gives the Secretary authority to add other appropriate assisted reproductive methods.
• Creates an entitlement change to TRICARE benefits but does not itself appropriate funding.
• Implementation will require updates to TRICARE policy, provider networks, claims systems, and clinical criteria.
• Expands access for unmarried service members and LGBTQ+ service members and dependents.
• Likely increases utilization of fertility services and could raise Military Health System costs over time.