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Financial Institution Regulatory Tailoring Enhancement Act (HR-3230) · Congress.wiki

Text Versions

Reported in House

June 20, 2025•6 pages

Introduced in House

May 7, 2025•2 pages

Committee Meetings (1)

Various Measures

Committee on Financial ServicesRayburn House Office Building, 2128May 20, 2025 at 2:00 PM

Amendments

No Amendments

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Related Legislation

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Sponsors (3)

House Votes

Pending Committee

May 7, 2025

Referred to the House Committee on Financial Services.

Senate Votes

Vote Data Not Available

Presidential Signature

Signature Data Not Available

United StatesHouse Bill 3230HR 3230

Financial Institution Regulatory Tailoring Enhancement Act

Finance and Financial Sector

6 pages

house
senate
president

Introduced May 7, 2025 by Garland H. Barr · Last progress May 7, 2025

AI Summary

Raises multiple statutory asset-size thresholds to $50,000,000,000 across federal banking and consumer-finance statutes. The change updates numeric threshold language in several laws — including provisions in the Consumer Financial Protection Act, the Bank Holding Company Act (Volcker rule), the Truth in Lending Act (qualified mortgage rules), and a leverage/risk-based capital provision — so that each referenced asset-size cutoff becomes $50 billion.