Creates an independent working group to study how digital assets and related technologies can be used to finance terrorism, evade sanctions, or launder money, and to develop legislative and regulatory proposals to address those risks. Requires the President (through Treasury) to produce a public, unclassified report within 180 days that assesses those threats and sets a strategy to mitigate them, with a classified annex allowed; requires briefings to Congress and sets clear definitions and a four-year sunset for the working group.