Financial Technology Protection Act of 2025

This bill sets up an independent working group led by the Treasury Department to study how terrorists and criminals use digital assets (like crypto) and other new tech, and to suggest ways to stop it. The group includes top officials from agencies like Justice, FBI, Homeland Security, and others, plus outside experts from fintech, banks, research groups, and privacy and civil liberties organizations. It will research threats and propose new laws or rules, then share findings in yearly reports. The group ends after four years, unless it needs a little extra time to wrap up its work, and any leftover money goes back to the Treasury .

Within 180 days, the President (through Treasury) must report how digital assets and related tech may help bad actors evade sanctions or fund terrorism, and lay out a strategy to prevent it. The unclassified part of that report must be posted publicly online. Treasury must brief Congress on progress within two years .

• Who is involved: Treasury leads; members include major federal security and financial agencies and at least five outside experts from fintech, blockchain analysis, banks, research, and privacy/civil liberties groups .
• What changes: Creates a time-limited working group to research illicit uses of digital assets, recommend policy fixes, and issue annual reports; requires a public strategy report on stopping misuse of these technologies .
• When it happens: First public report due within 180 days; yearly working group reports start within one year and continue for three years; the group sunsets after four years, with brief wrap-up allowed if needed .