Sponsor
Mike Quigley
Representative · D-IL
The bill delivers targeted, structure-level flood-risk mapping and federal support to help households, businesses, and high‑vulnerability areas prepare and plan, but the pilot is small, time-limited, requires local cost-sharing, and may expose property owners to market and insurance consequences.
Urban communities and homeowners gain publicly accessible, structure-specific flood maps and risk assessments that let residents identify exposure, prioritize preparedness, and reduce potential property damage.
Local governments receive federal grant support and technical resources to design targeted mitigation programs and incorporate climate trends into planning, improving local flood resilience and infrastructure decisionmaking.
Small businesses in urbanized areas obtain clearer, structure-level flood-risk information to reduce losses and make better investment and insurance decisions.
The pilot is very small (maximum 12 grantees), so many high-risk communities and homeowners are likely to be left without assistance.
Short implementation deadlines (18 months) may strain local governments and stormwater authorities, making it difficult to complete comprehensive mapping and mitigation planning on time.
Public posting of structure-specific flood-risk information could lower property values or increase insurance premiums for homeowners and small businesses in disclosed high-risk locations.
Based on analysis of 2 sections of legislative text.
Establishes a FEMA pilot grant program funding one-time grants to local governments to create public-facing urban-flood and structure-level property-damage maps and tools.
Representative · D-IL
Official title: To require the Administrator of the Federal Emergency Management Agency to carry out a pilot program to enhance the mapping of urban flooding and associated property damage and the availability of that mapped data to homeowners, businesses, and localities to help understand and mitigate the risk of such flooding, and for other purposes.
Introduced May 14, 2026 by Mike Quigley · Last progress May 14, 2026
Creates a FEMA pilot grant program that gives one-time grants to local governments and their stormwater authorities in urbanized areas to improve urban-flood maps and structure-level property-damage risk tools. Grants may fund public-facing mapping tech, structure-specific flood frequency projections, risk assessments, mitigation program design, climate-trend incorporation, and online publication of results. The bill defines eligible recipients (units of local government in urbanized areas of more than 50,000 people and their stormwater management authorities), sets one-time award and repeat-award limits, and describes permissible uses of funds. It does not appropriate money, set deadlines, or include detailed implementation timelines; FEMA must establish and administer the pilot program under the grant rules the bill creates.