Get Your Money Back Act

This bill locks in the IRS’s free online tax filing system, called Direct File, and makes it available nationwide. It tells the Treasury Department to keep running Direct File so people can file their taxes online at no cost. It also requires every state and Washington, DC to join the system, so your state taxes can be handled through the same free tool.

In short, it aims to make filing taxes simpler and cheaper for everyone by keeping a no-cost option in place and having all states participate.

Key points

• Who is affected: Taxpayers in all 50 states and DC.
• What changes: The IRS must continue offering free Direct File, and states must connect to it so you can use one free system for filing.
• When: Applies to tax years starting after December 31, 2025 (the 2026 tax year).