Sponsor
Adam Schiff
Senator · D-CA
Senator · D-CA
The bill sharply increases federal support for affordable housing, vouchers, training, and homelessness services — expanding supply and worker pay — but does so with large new spending, prevailing‑wage and apprenticeship mandates, and added reporting/administrative requirements that could raise costs, slow projects, and burden smaller or rural providers.
Millions of renters and potential homebuyers (low- and middle-income households) gain increased access to affordable and workforce rental housing through billions in new low-interest loans, expanded housing tax-credit authority, competitive and block grants, and programs to acquire/convert buildings into housing.
Low-income renters receive expanded rental assistance and eviction-prevention supports — including 1,000,000 additional tenant-based vouchers (FY2026–2035), a new HUD Office of Eviction Prevention, housing navigators, and increased eviction-protection grant funding — reducing housing cost burdens and eviction risk.
Construction and building trades workers see higher pay on assisted projects because funded projects are covered by Davis‑Bacon prevailing‑wage rules, boosting wages for laborers and mechanics on those projects.
Federal taxpayers face substantial new spending (large tax-credit increases, multi‑billion grant and loan authorizations, voucher expansions, and ongoing administrative funding) that could increase deficits or crowd out other priorities if not offset.
Prevailing‑wage (Davis‑Bacon) rules, apprenticeship quotas, and related penalties are likely to raise construction costs and project timelines, which could reduce the total number of housing units produced or increase program costs.
Extensive labor, apprenticeship, reporting, and compliance requirements create significant administrative burdens and higher transaction costs for states, localities, nonprofits, and recipients, potentially slowing deployment of funds.
Based on analysis of 12 sections of legislative text.
Expands federal housing finance, grants, vouchers, and homelessness funding; adds labor and apprenticeship rules; creates a housing coordination council.
Official title: Increase the housing supply in the United States, and for other purposes.
Introduced December 11, 2025 by Adam Schiff · Last progress December 11, 2025
Expands federal support to build, convert, preserve, and help people access rental housing by increasing low-income housing tax credit capacity, creating new loan and conversion grant programs, authorizing large multi-year funding for homeless assistance, adding up to 1,000,000 new tenant-based vouchers over 10 years, and creating a new interagency council to coordinate federal housing affordability and preservation. The bill conditions many construction funds on Davis‑Bacon prevailing wages and new apprenticeship requirements, creates or expands HUD offices and navigator programs for eviction prevention and housing help, and funds behavioral health services for people who are unhoused.