Sponsors
The bill directs a federal study and recommended definition to better identify and potentially serve middle‑income housing needs—which could improve targeting and expand assistance for middle‑income households—while introducing costs, possible delays, and the risk that limited housing resources are shifted away from lower‑income people.
Middle-income households (approximately 80–120% AMFI) would receive clearer federal attention and could become eligible for expanded housing assistance in high-cost areas if Congress adopts the study's recommendations.
Federal housing agencies would get a recommended, consistent definition of the 'middle‑income' housing segment, improving program targeting and coordination across agencies.
Low-income individuals could lose priority or see reduced access to housing resources if programs are restructured or resources shifted to serve a newly defined middle‑income category.
Taxpayers could face increased costs if Congress follow-ups the study with expansions or new incentives to serve middle‑income households.
Middle-income households may experience delays in receiving assistance because commissioning a study can postpone immediate policy action and does not guarantee funding or implementation of recommendations.
Based on analysis of 4 sections of legislative text.
Requires the Comptroller General to study middle‑income household access to workforce housing, identify barriers and areas of need, list inaccessible federal programs, and recommend definitions and program changes.
Introduced March 3, 2026 by John Peter Ricketts · Last progress March 3, 2026
Requires the Comptroller General to complete and deliver to Congress a study, within one year of enactment, on access to workforce housing for middle-income households. The study must define the middle-income group using area median family income, identify barriers and geographic gaps, catalog federal housing programs that exclude these households, and recommend consistent eligibility/income parameters and program changes that would help serve this population if funded.