The bill likely speeds and makes disaster-relief delivery more efficient by mandating HUD–FEMA–SBA data-sharing and near-term oversight, but it raises privacy risks, startup costs, and the possibility of short-term service delays during implementation.
Disaster-affected homeowners and local/state governments will get assistance faster and face fewer duplicate payments because HUD, FEMA, and SBA will share disaster-relief data to streamline delivery.
Taxpayers and disaster survivors benefit from reduced waste, fraud, and abuse in HUD disaster-recovery programs as improved data-sharing helps identify and prevent duplicate or improper payments, preserving federal funds for additional recovery services.
Congressional housing committees will receive a mandated report within 180 days that creates near-term oversight and actionable recommendations to improve interagency collaboration and program effectiveness.
Disaster survivors (homeowners and small business owners) face increased privacy and data-security risks because interagency data-sharing could expose personal information if safeguards are not specified or enforced.
HUD beneficiaries and local governments could experience temporary delays in relief delivery if data-sharing is uneven or agencies take time to align systems and processes during implementation.
Implementing interagency data systems and the required oversight may create administrative costs and demand staff time at HUD, FEMA, and SBA, potentially diverting resources from immediate relief operations in the short term.
Based on analysis of 2 sections of legislative text.
Requires HUD to enter data-sharing agreements with FEMA and SBA and report collaboration opportunities to Congress within 180 days to improve disaster recovery efficiency.
Official title: To require the Secretary of Housing and Urban Development and the Administrators of the Federal Emergency Management Agency and the Small Business Administration to establish a memorandum of understanding to share disaster relief data and information, and for other purposes.
Introduced July 30, 2026 by Tim Moore · Last progress July 30, 2026
Requires HUD to enter agreements with FEMA and the SBA to share disaster-relief data to reduce waste, fraud, and duplication in HUD disaster recovery programs. Directs HUD to report to the relevant congressional committees within 180 days describing opportunities for greater collaboration among HUD, FEMA, and SBA to improve program efficiency. The measure focuses on interagency data-sharing and a short-term reporting requirement; it does not create new grant programs or appropriate funds.