Summary

Creates an optional fast-track SSDI path for people diagnosed with a defined set of incurable terminal illnesses so they can get benefits immediately (the regular waiting period is waived) in exchange for receiving 93% of the normal benefit. It also requires Congress to approve any additions to the Compassionate Allowance list, stops SSDI payments for months when a claimant receives unemployment compensation before reaching retirement age, and lets the Social Security Commissioner limit some benefit offsets so a beneficiary keeps at least 10% of their benefit.

Key Points

• Terminally ill applicants may elect immediate SSDI payments without the usual waiting period, but at 93% of the normal benefit.
• The election for immediate benefits must be made with the initial SSDI application and cannot be undone.
• SSA must publish the list of qualifying terminal conditions via formal rulemaking within 6 months and update it at least every 5 years.
• No condition can be added to the Compassionate Allowance list unless Congress passes a law approving that specific addition.
• SSDI payments are barred for any month (before retirement age) in which the claimant is entitled to unemployment compensation.
• The Commissioner can require data-sharing agreements with states and other agencies to verify unemployment offsets.
• Administrative determinations about unemployment offsets must provide notice and an opportunity for a hearing.
• The Commissioner may limit some benefit reductions so beneficiaries retain at least 10% of their benefit when a full offset would defeat Social Security’s purpose.
• No new appropriations are created; the bill changes eligibility, offsets, and administrative authority within Title II.

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