Insurance Data Protection Act

Summary

Makes targeted statutory edits that change how certain federal laws treat insurance- and finance-related data by deleting one existing paragraph, adding unspecified language to existing provisions, and inserting a new confidentiality provision for financial regulators; it also sets an official short title and updates a table of contents. The text provided identifies where changes occur in the U.S. Code (including limits on subpoenas for the Office of Financial Research and confidentiality language in the Financial Stability Act) but does not supply the actual inserted language, funding, or implementation details, leaving practical effects uncertain.

• Deletes paragraph (6) of 31 U.S.C. § 313(e), altering that statute's current text.
• Specifies three insertion points in 31 U.S.C. § 313(e)(5) but does not provide the new language at those points.
• Amends the introductory matter of 12 U.S.C. § 5343(f)(1) to add language related to Office of Financial Research subpoena limits, without supplying the substance.
• Adds an unspecified confidentiality provision to the Financial Stability Act of 2010 and updates the Dodd–Frank table of contents.
• Sets an official short title for the Act (short title text not reproduced here).
• Contains no funding, deadlines, effective dates, or enforcement details in the provided text.
• Practical effects are uncertain because several amendments identify where text will be inserted but do not include the inserted text.
• Could reduce regulatory access to insurance/financial data or increase confidentiality protections, depending on the omitted language.
• Changes span financial-data access, OFR subpoena limits, and regulator confidentiality — all affecting regulators and firms that hold financial or insurance data.
• No explicit changes to tax, appropriations, or emergency authority are included.