Keep Your Coins Act of 2025

This bill would stop federal agencies from blocking people from using digital money (like cryptocurrency) to buy things for their own use. It also protects a person’s choice to hold and use their own digital wallet (“self-hosted wallet”) for any legal purpose, instead of having to keep their coins with a company or platform. A short summary from the Library of Congress says the same: it bars agencies from restricting someone’s use of convertible virtual currency or a self-hosted wallet for their own transactions.

Key points:

• Who is affected: People who use digital currency for personal purchases and want to control their own wallets.
• What changes: Federal agencies would not be allowed to ban or limit these personal uses or the use of self-hosted wallets for lawful transactions.
• When: This would take effect if the bill becomes law (the text does not list a specific date).