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Requires HUD to review FHA construction financing rules for barriers to modular home builders, publish a report, start rulemaking on draw schedules, and authorize grants to study module coding.
Official title: To require the Secretary of Housing and Urban Development to conduct a review of Federal Housing Administration construction financing programs to identify barriers to the use of modular home methods, and for other purposes.
Introduced November 21, 2025 by Stephen F. Lynch · Last progress November 21, 2025
Requires HUD to review Federal Housing Administration (FHA) construction financing rules and other program barriers that limit modular and manufactured home developers, publish findings within one year, and start a rulemaking to examine alternative construction-loan draw schedules. Authorizes HUD to award grants to study a standardized commercial coding/serialization system for modular home modules and authorizes "such sums as may be necessary" to carry out those grants.