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Directs HUD to review FHA construction financing barriers to modular/manufactured home developers, report findings, start rulemaking on draw schedules, and authorize grants to study module coding.
Official title: To require the Secretary of Housing and Urban Development to conduct a review of Federal Housing Administration construction financing programs to identify barriers to the use of modular home methods, and for other purposes.
Introduced November 21, 2025 by Stephen F. Lynch · Last progress November 21, 2025
Requires HUD to review Federal Housing Administration construction-financing programs to find regulatory and program barriers that limit modular and manufactured home developers’ participation and to recommend changes. HUD must report findings within one year, start a public rulemaking within 120 days after the report to examine alternative construction loan draw schedules for modular/manufactured builders, and either finalize a rule or explain why it will not. The bill also authorizes HUD to award grants to study a standardized commercial coding/serialization system for modular home modules and authorizes “such sums as may be necessary” for those grants.