Sponsors (2)
The bill centralizes federal anti‑fraud coordination, education, data‑sharing, and international cooperation to better prevent and respond to scams, but it increases federal cost, concentrates operational data in the Executive Office with attendant privacy/security risks, may impose business compliance burdens and agency overlap, and is time‑limited without guaranteed long‑term continuity.
Consumers, financial institutions, and regulators will gain faster, centralized detection and response to large fraud campaigns through a new coordinated Executive Office, reducing scam losses and improving incident response.
Consumers and the general public will receive expanded public education and awareness programs intended to reduce victimization from scams.
Federal agencies and Congress will gain clearer oversight and accountability via an annual report on national fraud posture and implementation status, improving transparency of anti‑fraud efforts.
Taxpayers will face higher federal spending because the bill creates a new Executive Office and a Schedule II Director, increasing ongoing program costs.
Concentrating sensitive operational, non‑PII information in the Executive Office may raise privacy and security risks for consumers and institutions if data protections are insufficient.
Businesses—especially small firms and financial institutions—could incur additional compliance costs from requirements to follow government playbooks or participate in consultations.
Based on analysis of 2 sections of legislative text.
Creates a White House office led by a Senate‑confirmed Director to coordinate national fraud and scam prevention, data‑sharing, research, education, and annual reporting.
Introduced December 11, 2025 by George Whitesides · Last progress December 11, 2025
Creates an Office of the National Fraud and Scam Prevention in the Executive Office of the President, led by a Presidentially appointed, Senate‑confirmed Director, to coordinate federal efforts to prevent fraud and scams. The Director will advise the President and White House policy councils, set national prevention strategy, run a non‑personally identifiable data‑sharing “fraud data shield” program, coordinate research, public education, technology awareness, international engagement, and deliver an annual report to the President and Congress. The office is charged with monitoring effectiveness across agencies, recommending organizational and budget changes, ensuring interoperability and information security, and serving as the federal lead to align incident coordination and prevention activities across departments and with outside partners. The Director is paid at Executive Schedule Level II and serves at the pleasure of the President.