NFIP Extension Act of 2025
- house
- senate
- president
Last progress March 14, 2025 (8 months ago)
Introduced on March 14, 2025 by Andrew R. Garbarino
Sponsors (2)
House Votes
Referred to the House Committee on Financial Services.
Senate Votes
Presidential Signature
AI Summary
This bill simply extends the National Flood Insurance Program (NFIP) so it keeps running through September 30, 2025. It updates the law’s dates so funding and the program itself don’t lapse. If the bill becomes law after March 14, 2025, the extension would still count from that date, so there’s no gap in coverage or services.
Why it matters: People who need flood insurance—especially homeowners in flood zones—can keep buying and renewing policies. Lenders that require flood insurance for mortgages can keep closing loans without interruption. Local communities that rely on NFIP for floodplain management and claims support would see continuity as well.
Key points
- Who is affected: Homeowners, renters, and businesses in flood-prone areas; mortgage lenders; local communities in the NFIP.
- What changes: Moves the NFIP’s financing and program end dates from September 30, 2023, to September 30, 2025; includes a retroactive effective date to March 14, 2025, to prevent any lapse.
- When: Through September 30, 2025 (effective as of March 14, 2025, if enacted later).