Sponsors (12)
Introduced September 19, 2025 by Barry D. Loudermilk · Last progress September 19, 2025
The bill modernizes and streamlines state appraiser licensing and background‑check processes—reducing paperwork, duplication, and implementation costs—while concentrating sensitive criminal‑history and credential data in a centralized system that raises cybersecurity, privacy, fee, and state‑sovereignty risks.
State licensing agencies, appraisers, and appraisal management companies (AMCs) gain a single cloud portal that centralizes licenses, renewals, education/exam results, letters of good standing, FBI criminal-history channeling, fee payments, and credential delivery, reducing paperwork and administrative friction.
States receive grants and are allowed to use an existing platform option to connect to the portal, lowering implementation and integration costs and speeding rollout compared with building new systems from scratch.
Routing FBI criminal-history information through a single channeling agent reduces duplicate DOJ/FBI contacts and administrative duplication for states and credentialing entities.
Appraisers, state agencies, and taxpayers face increased cybersecurity and systemic risk because centralizing credentialing and criminal-history data creates a higher-value target—a breach could expose sensitive personal and criminal records across multiple States.
Appraisers and individuals required to submit fingerprints and unique identifiers face heightened privacy and civil‑liberties risks from centralized storage and matching/tracking across jurisdictions.
Appraisers and AMCs may incur upfront user fees for credentialing and background checks, imposing additional short-term costs on individuals and small businesses even if the system is intended to be revenue‑neutral over time.
Based on analysis of 2 sections of legislative text.
Requires the Appraisal Subcommittee to create and run a cloud-based Portal centralizing appraiser/AMC credentialing, background checks, renewals, and State connectivity, with fee and grant authority.
Requires the Appraisal Subcommittee to build and maintain a cloud-based Portal that centralizes licensing, certification, registration, renewals, payments, letters of good standing, education/experience/exam submissions, and (where required by State law) fingerprint-based FBI background checks for real estate appraisers and appraisal management companies (AMCs). The Portal must connect with State appraiser licensing agencies, may use an existing platform, can be funded with revenue-neutral user fees, and may provide grants to States to connect. States keep sole authority over credentialing decisions.