Precision Agriculture Loan Program Act of 2025

This legislation creates a new loan program to help farmers and ranchers buy “precision agriculture” tools—technology that helps track and reduce inputs like seed, feed, fertilizer, chemicals, water, and time to save money and protect the environment. The Farm Service Agency will run the program. Loans can be used for tools such as geospatial mapping, data and analytics software, and connectivity products, with a maximum total loan amount of $500,000 and up to a 12‑year term . Borrowers must have acceptable credit, show they can repay, use the funds for precision equipment, and provide collateral (like a lien on the equipment) .

The agency must publish yearly reports so the public can see who received loans, what equipment was financed, environmental benefits, and default rates, broken down by state and county. The first report is due within one year after the law takes effect, then every year after that.

• Who is affected: Farmers and ranchers producing crops or livestock who meet credit and repayment standards.
• What changes: New FSA loans for precision ag equipment, up to $500,000, for as long as 12 years; collateral is required .
• When: The program begins as soon as practical after the law is enacted; public reporting starts within one year and continues annually .