Proposing an amendment to the Constitution of the United States prohibiting the United States Government from increasing its debt except for a specific purpose by law adopted by three-fourths of the membership of each House of Congress.

This proposal would change the Constitution to make it much harder for the federal government to increase the national debt. It says the government could only raise the debt for a specific purpose, and only if three-fourths of both the House and the Senate vote for it .

In simple terms, debt limit increases would be rare and tightly controlled. Big spending decisions that require borrowing would need broad support in Congress and a clear, stated reason .

• Key points:
  • What changes: Federal debt could not be increased unless it’s for a specific purpose and gets a three‑fourths vote in each chamber of Congress .
  • Who is affected: The federal government’s budgeting and borrowing; indirectly, programs and services that depend on new borrowing.
  • When: This is a proposed constitutional amendment; it would take effect only if adopted as an amendment .