Protecting Farmers from Natural Disasters Act of 2025

This bill, called the Protecting Farmers from Natural Disasters Act of 2025, lets the U.S. Department of Agriculture approve rebuilding land and water areas to a stronger state than they were before a flood, fire, or other disaster—if that will better protect the watershed for the long run. In short, it moves recovery from “back to how it was” to “build it back stronger” when that helps the land and community stay safer in the future.

Key points:

• Who is affected: Farmers, rural communities, and others who rely on local watersheds and USDA recovery help.
• What changes: USDA may allow restoration above pre-disaster conditions when it benefits the long-term health and protection of the watershed, by updating the Agricultural Credit Act of 1978.
• Why it matters: Projects could add stronger banks, better drainage, or other fixes that reduce future damage instead of just replacing what was there before.