This bill restores HUD’s core mission to build inclusive, discrimination‑free communities and expand access to quality, affordable homes. It directs HUD to undo a recent rule change and, within 90 days, put back a strong “affirmatively furthering fair housing” rule. That rule must require real actions to break down segregation and increase opportunity, not just ban discrimination on paper . It also orders HUD to study housing discrimination that happens online and through artificial intelligence—like ad targeting, tenant screening, mortgage algorithms, dynamic rent pricing, and listing practices—and report findings within 180 days, including what steps HUD will take to fix these problems . To increase transparency, HUD must create a public, quarterly‑updated database of fair housing complaints, showing totals by protected class, state, housing status (such as tenants or people experiencing homelessness), retaliation and eviction claims, case status, and complaints tied to Violence Against Women Act protections .

The changes matter for renters, applicants, and homeowners in many types of federally supported housing, including public housing, Housing Choice Vouchers, project‑based Section 8, HOME, Housing Trust Fund, rural housing, and properties using Low‑Income Housing Tax Credits .

• Who is affected: Renters, people applying for housing, and homeowners using digital platforms; residents and applicants in federally assisted or subsidized housing .
• What changes: HUD’s mission is reaffirmed; a stronger fair housing rule is required; HUD must review AI‑related discrimination and publish a detailed public database of complaints .
• When: New fair housing rule within 90 days; AI/digital discrimination report within 180 days; complaint database updated every quarter .