Sponsors (2)
The bill makes crop insurance more accessible and flexible for diverse, small, and disadvantaged producers—reducing paperwork, offering temporary premium discounts, and speeding claims—while increasing federal costs, raising privacy and fraud risks, and imposing new administrative burdens on USDA and partners.
Farmers — especially diverse, small-scale, beginning, socially disadvantaged, and small-business producers — will face lower administrative barriers to insurance by using a streamlined two-report process and accepting IRS Schedule F to establish revenue history, making it easier to obtain Whole-Farm Revenue Protection (WFRP) and other coverage.
Producers transitioning to WFRP can opt into a voluntary revenue-based on-ramp with up to 25–50% premium discounts for up to three years, reducing short-term insurance costs and smoothing transitions for diversified operations.
Producers of specialty and local-market crops (e.g., urban and small-scale growers) may gain better coverage options because NAP can consider crops with a local average market price, improving insurance availability for non-commodity and specialty producers.
Taxpayers may face higher federal costs because premium discounts and expanded subsidies for producers transitioning to WFRP increase expected outlays from the federal crop insurance system.
Farmers' tax data privacy is at risk because sharing Schedule F revenue history with the Federal Crop Insurance Corporation (FCIC) raises data-sharing and confidentiality concerns for producers.
Reduced documentation and looser acreage-reporting schedules could increase the risk of improper payments or fraud, potentially harming taxpayers and creating disputes for honest producers if verification is inadequate.
Based on analysis of 2 sections of legislative text.
Creates a NAP-to-WFRP on-ramp with premium discounts, streamlines acreage/reporting for small/diverse farms, expands crop consideration, and authorizes pilot projects and data-sharing.
Introduced April 3, 2025 by Richard Blumenthal · Last progress April 3, 2025
Creates a voluntary on-ramp inside the Noninsured Crop Disaster Assistance Program (NAP) to help small, diverse, and direct-to-consumer producers move into Whole-Farm Revenue Protection (WFRP). It requires USDA to streamline acreage and record reporting for those producers, defines the WFRP plan for program purposes, authorizes pilot projects and expanded crop consideration, permits use of IRS Schedule F to establish revenue history, and phases in premium discounts for eligible producers over up to three crop years while directing quick rulemaking to set eligibility and limits.