Sponsors (2)
The bill increases take-home pay and simplifies SSI income rules for working beneficiaries, especially seniors and railroad retirees, at the cost of higher Social Security expenditures, potential long-term program strain from earlier claiming, and administrative implementation burdens.
Working Social Security beneficiaries — including seniors and railroad retirement beneficiaries — will keep more of their earnings because the earnings-test deductions are eliminated, increasing monthly Social Security benefits and net pay for those who continue to work.
Low-income individuals receiving SSI will face simpler and clearer income counting because SSI rules are updated to remove references to the repealed earnings-test and explicitly define wages and self-employment for SSI purposes.
Taxpayers may face higher Social Security program outlays because benefits for working beneficiaries will no longer be reduced by the earnings test, increasing near-term federal expenditures for the program.
Near-retirees and middle-class families could claim higher benefits earlier, which may increase long-term program strain and affect future benefit calculations and solvency projections.
Social Security Administration staff, employers, and payroll/tax filers will face administrative and systems updates and coordination complexity as statutory cross-references are changed, imposing implementation costs and temporary burdens.
Based on analysis of 2 sections of legislative text.
Eliminates most of the Social Security retirement earnings test and adjusts SSI and Railroad Retirement rules so beneficiaries keep full benefits while working.
Introduced March 24, 2026 by Richard Lynn Scott · Last progress March 24, 2026
Repeals most of the Social Security retirement earnings test so beneficiaries who collect Social Security retirement benefits are no longer subject to benefit reductions based on earnings from work. The bill also makes conforming edits across the Social Security Act, revises the Supplemental Security Income (SSI) income definition to remove references to the repealed earnings-test rules, and removes parallel deductions in the Railroad Retirement Act. All changes apply to taxable years beginning after enactment.